Credit
We guarantee good conditions
Our customers: at the centre
Fast, flexible and modern
Responsible partner:in
We advise you personally and find loans with good conditions or improve your existing loans. With us you save money.
- We advise you on loans independently of banks.
- As an independent agency, we have access to countless offers and can offer you loans with the best value for money.
- We advise you personally and individually.
Health Credit
FJ Kredit offers you complete advice!
FJ Kredit is an independent agency. The FJ Kredit team helps individuals, craftsmen, companies and doctors to protect themselves adequately and make sustainable decisions. As an independent agency, it has access to countless offers and employs numerous experts.
We have good consultants
FJ Kredit helps its customers make the right decision when choosing insurance, financial services or real estate. FJ Kredit is not just made up of insurance and credit experts.
We are free and independent
As an independent agency, FJ Kredit not only offers competent advice, but can also rely on countless offers to guarantee its customers the best value for money.
DO YOU WANT A FAST AND RELIABLE CREDIT?
Who can apply for a loan?
All persons aged 18 or over with permanent residence, who receive a regular income from work and who have been employed by their current employer for at least three months.
With an online loan from Universal Invest, you can make any wish come true: a new notebook or a new flat screen, your next vacation or the renovation of your apartment. For this purpose, we have already prepared selection options in the “Purpose of use” field of the loan application. If your desired use is not listed, simply select “Other”.
If you want to speed up the current repayment, you can repay the loan online early at any time or shorten its duration by making special payments. As an additional service we also offer you the possibility of increasing your credit online. To do this, prepare the details of your contract and contact the email address provided in the contract.
We offer terms ranging from six to 120 months for online applications. The term depends on the monthly payments you want to make. The longer the term, the lower the monthly payment. With our loan calculator, you can quickly find out which term best suits your financial situation.